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Month: March 2019

Prompt corrective action (PCA)

The 11 state-run banks, which are under the RBI’s prompt corrective action (PCA) framework, have seen a 400 basis points increase in their share of retail loans at 19% in the four years ending September 2018. Background: The RBI began to place state-run banks under the PCA framework for the…

Open market Operations

Open market operations are conducted by the RBI by way of sale or purchase of government securities (g-secs) to adjust money supply conditions. The central bank sells g-secs to suck out liquidity from the system and buys back g-secs to infuse liquidity into the system. These operations are often conducted…

Migration in India Bengal Delta

S As per an international study titled “Deltas, Vulnerability and Climate Change: Migration and Adaptation (DECCMA)”, economic reasons are the precipitating factors for migration in the Indian Bengal Delta The study  covered 51 blocks of districts of South and North 24 Parganas. It was held between 2014 and 2018 focusing…

Lok Pal

Former Supreme Court judge Justice Pinaki Chandra Ghose was appointed as the country’s first Lokpal, the anti-corruption ombudsman. The appointment has come through five years after the Lokpal Act was notified for effecting a panel of ombudsmen to look into cases of corruption and maladministration by public servants. History …